Preparing For Retirement

How to ensure your future is secure and comfortable?

Are you reading this because you’re near retirement or are you just curious? Either way, you’re thinking about retirement planning so you’re certainly doing a smart thing. Even if you’re years away from retiring, you’re wise to be thinking about retirement planning. Years from now you’ll be a lot happier saying, “I’m glad I did” instead of “I wish I had”. 

How much is enough to be financially independent?

How much money will it take to be financially independent? That’s very much up to you. Some experts say you’ll need up to 70% of your income before retirement. We will discuss this question with you and you may be surprised at what you discover.

New super opportunities

Retirement may be looming and great new opportunities exist to maximise your super and ensure it works better for you when you finally decide to retire. Take advantage of them today. 

Scaling back your work

Maybe you are not ready to fully retire yet. You may be interested in reducing the hours in your existing job, or even finding a part-time job. Let us work with you to determine the financial impact these choice can have on your financial situation. We can also help you implement a transition to retirement strategy, which includes receiving an income from your super even though you are still working.

Your financial needs in retirement

You will also need to think about your retirement options, including whether you would like a regular income from your super or a lump-sum payment.

We are different

If this sounds unusual coming from a financial planning business, perhaps you should talk to us. We really are different. Call us today on (02) 4956 6659 or email us.